An Insurance Valuation undertaken prior to any loss or damage should be sought when no other evidence of purchase is available.
The description should be full and adequately detailed to enable a comparable article(s) of similar quality to be obtained in the event of a claim being submitted to your insurer. It should be compiled on the basis of what a broadly similar article will cost to replace in the unfortunate event of loss or damage.
The valuation should represent average retail prices in the usual, local market. The retailer who undertakes the valuation should be the original supplier of the equipment unless this is not possible (EG: The retailer has ceased trading) then a valuation from a recognised golf equipment supplier will be acceptable.
